Financial guidance for businesses

Some businesses look for an accountant. We believe they need a partner for the road.

We accompany business owners across every financial aspect - from the day-to-day running to the decisions that actually change direction. Personally, professionally, and with a real commitment to your success. A boutique Israeli CPA firm serving the self-employed, small businesses, builders and companies from anywhere in the country.

258+businesses in ongoing representation
15years of hands-on experience
LicensedIsraeli CPA, reg. 500125101
All-digitalWhatsApp-first, countrywide

A good business is not built alone

Behind every successful business are people you can rely on. We believe an accountant should be part of the decision-making circle of the business - not only the person who files the reports at the end of the month. That is what a partnership feels like at every point of contact:

They know your business.Not only the numbers - the people, the pace and what matters to you.
Available when it matters.Between filing deadlines too, when a question comes up that needs an answer now.
Explained at eye level.So you understand the numbers, not just receive them at the end of the month.
Thinking ahead.To help you make the right decisions along the way, in good time.

What we do

Full financial guidance under one roof, so you can deal with the business while we deal with the numbers.

ServiceWhat it covers
Opening a businessFull guidance from the first step - opening your files with the authorities, the right structure and clear direction.
BookkeepingOrderly, ongoing financial management - digital and simple to follow.
Filings to the authoritiesVAT, income tax and National Insurance - on time, without the worry.
PayrollAccurate, reliable payroll for your employees, month after month.
Annual reports and capital statementsFull preparation and filing, with a wide view of the financial picture.
Business advisoryFinancial thinking that accompanies the decisions in the business along the way.

The detailed service pages are on the Hebrew side of the site.

The fields we specialize in

Some businesses have numbers that work like any other business, and some carry a professional tail of their own - rules, ledgers and decision points that a generic accountant does not always know. These are the specializations with a dedicated page here:

Further specializations, each with a full page:

עורכי דין · סוכני ביטוח · תיווך ונדל"ן · מאמני כושר · שיער וקוסמטיקה · מעצבי פנים · DJ ואמנים

Did not find your field? We accompany businesses of every kind - tell us about yours and we will say honestly whether we are the right address.

The guides

Every guide is written by a licensed CPA, based on official sources that it cites, and says openly where the law is grey. These are the ones on this side of the site; the full library holds over 100 more.

VAT

Zero-rate VAT on exported services

Section 30(a)(5): 0% VAT on services to foreign clients while still reclaiming Israeli input VAT - and the honest caveats of Regulation 12a.

Read →
Payments

Stripe in Israel: what actually works

Stripe does not support Israeli-registered businesses. The three real routes, with the fee math behind each one.

Read →
Structure

Delaware LLC as an Israeli resident

Why tax follows residency rather than incorporation, what a US structure really costs, and when it is genuinely right.

Read →
Getting started

Freelancing in Israel: osek patur vs. osek murshe

The Israeli statuses explained end to end, plus the esek zair track and how registration works. 2026 figures.

Read →
Fundraising

How SAFEs are taxed in Israel

The Tax Authority's updated guidance: when conversion is not a tax event, and the conditions that keep it that way.

Read →
Companies

CPA for startups and Israeli companies

Audited statements as a company-only duty, two-tier taxation, the Section 62A trap and Section 102 options.

Read →
Payments

Merchant of Record - Paddle and Lemon Squeezy

When your client is one foreign corporation: what it does to VAT, invoices and the books.

Read →
Expenses

Recognized expenses - the full stack table

Claude, Cursor, servers and working from home: what is recognized and the income-tax versus VAT split.

Read →
US entity

C-Corp or LLC - and how to set it up right

Atlas, banking, franchise tax and the Israeli twist, for anyone who already decided.

Read →
Options

Section 102 employee options

The capital track with a trustee, the mandatory 30 days, the lockup - and who is excluded.

Read →
Invoicing

Invoicing a client abroad

Language, currency, the representative rate and the 0% VAT line.

Read →
US tax

US sales tax on Israeli SaaS

Economic nexus after Wayfair, and why a MoR removes it from your table.

Read →
Foreign currency

Dollars, Wise and Payoneer in the books

The representative rate, exchange differences, and when the income is actually recorded.

Read →
Structure

When to move to a limited company

The full calculation including the dividend everyone forgets, and the four triggers that justify it.

Read →
VAT

VAT for a startup

Input tax refunds during development, zero rate on R&D for the parent, and imported services.

Read →
App stores

App Store and Google Play income

The store reports set the income, and the W-8BEN prevents unnecessary US withholding.

Read →
Residency

Working from abroad as an Israeli builder

Centre of life, the day presumptions, Form 1348 and the Section 100A exit tax.

Read →
Employee plus

Employed with a side project

The profit sits on top of the salary, National Insurance on both sources, and what the employer learns.

Read →
Building alone

Solo founder in Israel

Which status fits a one person product business, and who handles the pension with no employer.

Read →
Form 1219

The Israeli capital declaration

120 days, assets at cost rather than market value, and the capital comparison that follows years later.

Read →
Invoicing

Israel Invoices and allocation numbers

The threshold is 5,000 ILS before VAT. Without a number your client loses the input VAT.

Read →
Ads · affiliate

AdSense, affiliate and sponsorship income

Who actually pays you, what that does to VAT, and the barter that also counts as income.

Read →
Start here

First money from the internet

No exemption threshold, the business tests, and the practical route for the coming week.

Read →
Exit

Tax on a startup exit

Around a third for a typical founder. A share deal against an asset deal, and the holdback trap.

Read →
Small exit

Selling a micro SaaS

Capital gain at 25% or business income? The classification and the allocation decide it.

Read →
Drawing money

Salary or dividend?

Why salary wins on the first shekels, and a dividend only once the salary is high.

Read →
Two founders

Building with a co-founder

Two dealers, a partnership or a company, and the five clauses that must be in writing.

Read →
The calendar

Bookkeeping and reports for a startup

The full filing calendar, and why accumulated losses are an asset worth real money.

Read →

The full library: adircpa.com holds the complete set in Hebrew - over 100 guides, free calculators, a verified 2026 tax-numbers center that is also published as open data, and a tax calendar you can add to your own calendar in one click.

How it works

Our way of working is simple, orderly and personal:

We get to know you. Before the numbers. Who you are and where the business is going.
We understand the business. No two businesses work the same way - we adapt to you.
We build a way of working. One that fits you: simple, orderly and digital.
We stay with you. Including when there is nothing to file. There is always someone to rely on.

Already have an accountant? Switching representatives is possible at any stage of the year, including mid tax year - we handle the entire process with the previous accountant, including taking in the opening balances.

Adir Israel, CPA
Adir Israel, CPA (Isr.)

A licensed Israeli CPA (license no. 500125101) accompanying businesses and self-employed clients across Israel - including founders, builders and owners of digital products. Bookkeeping, filings to the authorities, annual reports and personal financial guidance. About Adir →

The guides on this site are general information only, current as of August 2026, and do not constitute tax advice or a substitute for professional advice fitted to your circumstances. They are condensed adaptations of our fuller Hebrew guides, which cite the official sources for every figure. For personal advice - talk to us.

FAQ

Questions we are asked a lot

Do you work with businesses from anywhere in Israel?

Yes. The service is digital by nature - documents, filings and meetings run online, so we accompany businesses from all over the country at the same level of availability. The office is in Ness Ziona, and anyone who wants to drop by for a coffee is always welcome.

What does ongoing accounting representation include?

Bookkeeping, filings to the authorities - VAT, income tax and National Insurance - payroll where needed, and annual reports. Alongside all of it: genuine availability for questions and decisions through the year. That is exactly what we are here for.

What is the difference between a CPA and a tax advisor?

A certified public accountant is authorized to handle every tax and reporting aspect of every kind of business - including auditing and representing limited companies - whereas a tax advisor is mainly limited to the self-employed and small businesses. Beyond that, an accountant who accompanies you continuously sees the full financial picture of the business, not only the next filing.

How do we switch to you from another accountant?

It starts with one conversation. We handle the whole transition - receiving the materials, taking in the data and continuing the ongoing work - at any point in the year and without unnecessary friction.

Which businesses is your service right for?

Self-employed and freelancers, VAT-registered dealers, small and mid-sized businesses and companies - from formation through growth. If you are looking for an accountant who knows you by name and answers when it matters, we are probably in the right direction.

Your business deserves more than someone who files reports. It deserves a partner for the road.

Let's meet. A short intro chat, no commitment.